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Budget • Buying • Loans • Mortgages • February 19, 2024

Understanding Your Credit Score

by Linda Johnson

Because of its prominent role in the home buying process, it’s important for buyers to understand what a credit score is, how it’s compiled and how to obtain their credit report.  There are many questions you may have and a few steps to take that relate to your credit score.  Just a few are:

  • How do interest rates affect your purchasing power?
  • Mortgage loan types- which one is best for you?
  • Tips for first-time buyers
  • How to save for a down payment
  • Breaking down the mortgage application process-what do you need to provide to your lender to qualify for your loan

 

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